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Authorised and regulated by the Financial Conduct Authority
Specialist mortgage advice for “out of the norm” situations
We offer clear advice that gives you the confidence to buy your home
We can compare mortgage rates from 90 of the UK’s biggest and most trusted lenders
Gain the confidence to find a new deal with our specialist bad credit mortgage advice
My Mortgage Finder can help you achieve the following:
Repay existing mortgage
Provide future income
Making home improvements
Clear debts
Gifting money to family
Going on holidays
Gain the confidence to find a new deal with our specialist bad credit mortgage advice
My Mortgage Finder can help you achieve the following:
Missed or late payments
Low credit scores
Payday loans
Defaults
County Court Judgements
Debt management plans
As seen in:
As seen in:
We received an excellent service from AJ. He was polite, knowledgable and quick to reply to emails, and was available around work schedules. The process was made simple, and I’d recommend mymortgagefinder to anyone. - Emily
Great service with helpful staff
We were so lucky to find AJ and Megan to help us identify a suitable mortgage and to see us through the whole process. They have been amazingly patient, fitting around our busy lives, and always at the end of a phone or email when we needed to clarify something. They had to chase solicitors at times - -and even helped us find an independent solicitor when we needed one - but always managed to so successfully. We can't recommend them highly enough. Superb service always with a friendly and reassuring tone in the voice. Well worth the fee - we would choose them again if we ever needed to. (Let's hope we won't need to!) Thank you, both of you! - Terry
Five-star service from AJ and Megan
Brilliant service from Brooke, she won't know truly how much she has helped me but I am grateful for all her help with my remortgage. Professional, understanding, honest and reliable even to this day and know she would help and answer any queries or question whatever they may be going forward. Thank you again. - Liam
Brilliant service from Brooke
Working with trusted and verified lenders:
What our customers say
We received an excellent service from AJ. He was polite, knowledgable and quick to reply to emails, and was available around work schedules. The process was made simple, and I’d recommend mymortgagefinder to anyone. - Emily
Great service with helpful staff
We were so lucky to find AJ and Megan to help us identify a suitable mortgage and to see us through the whole process. They have been amazingly patient, fitting around our busy lives, and always at the end of a phone or email when we needed to clarify something. They had to chase solicitors at times - -and even helped us find an independent solicitor when we needed one - but always managed to so successfully. We can't recommend them highly enough. Superb service always with a friendly and reassuring tone in the voice. Well worth the fee - we would choose them again if we ever needed to. (Let's hope we won't need to!) Thank you, both of you! - Terry
Five-star service from AJ and Megan
Brilliant service from Brooke, she won't know truly how much she has helped me but I am grateful for all her help with my remortgage. Professional, understanding, honest and reliable even to this day and know she would help and answer any queries or question whatever they may be going forward. Thank you again. - Liam
Brilliant service from Brooke
With the current economic uncertainty, I wanted some sounds advise on how to protect my financial interests. AJ was a pleasure to work with and provided a balanced view of options available. - Jon
First class service, a pleasure to do business with
Brooke has been excellent from start to finish when we decided to remortgage our house. The whole process was effortless and she provided a 5* service ensuring we fully understood everything. She's managed to save us a lot of money and get a mortgage deal we can afford. Thank you. - Kat
Excellent service
The service provided by David was fantastic. He listened to what I wanted and kept me fully informed throughout the process. Nothing, was too much bother. The best news, I received my money within five weeks. - Rachel
Great service
A bit about us
Here at My Mortgage Finder, we think that everyone deserves a fair shot at being able to purchase a home for themselves and their family, no matter what their credit score says. We also understand that this can be an incredibly stressful process for any applicant, which is why we’re looking to put you at ease and help you through the journey at a pace that works best for you.
What does this mean for you?
That’s simple: It means that we’ll talk to you openly, honestly, and without the confusing jargon that you can often be faced with when buying a house. We want you to feel comfortable asking your questions and the best way to do that is by educating you on the mortgage process as we look to structure your lending agreement. An informed applicant is a confident applicant.
We’ll always look to keep the costs low too, and you won’t have to pay a penny if we aren’t able to secure a mortgage for you, in the unlikely event that this does happen.
Our process ensures that you never feel like you’re being left out in the cold; you’ll be involved in all communications and we’ll always be on hand to chat about any questions you have. All you need to do is ask! We’ll be there to support you throughout the process of getting a mortgage with bad credit, so you can rest easy knowing that you’ve got our more than capable hands beside you every step of the way.
How does our specialist mortgage advice work?
Remortgaging can be tricky for anyone, but the task is made that much harder when you’ve got bad credit - or so you might think. In reality, buying a home is still a real possibility even if you are struggling with a poor credit score.
The expert team here at My Mortgage Finder have a wealth of experience helping people in unique financial situations find the setup and confidence needed to make the right steps towards buying a home. From those looking for adverse credit mortgages to buyers with a longstanding history of bad credit, we’ll be able to offer reliable advice that’s regulated by the FCA, meaning we’re a trusted entity within the industry.
As an adverse mortgage broker, we’re able to structure loans with bad credit mortgage lenders, ensuring that you find a deal that you’ll be accepted for at a price that works for you. This means that buying a house with bad credit doesn’t just have to be a distant dream; it can be your reality.
Why would you need expert bad credit advice when applying for a mortgage?
Your mortgage is likely the single largest sum of money that you’ll ever look to borrow - likewise, it’s also the biggest sum of money that a lender will ever look to give you, so it’s natural for both parties to seek a higher degree of security before any money changes hands.
Unfortunately, when you have bad credit, this appears as a heightened risk for the lender, which leads them to be far less likely to offer such a large sum of money to you. However, when working with a specialist bad credit mortgage broker, you’ll be able to make use of their strong relationships with the lenders - this can make them far more comfortable to undertake the mortgage as you’ll be verified as an applicant on a much deeper level.
In short, buying a house with bad credit is made much easier when you’re looking at mortgages for bad credit with an adverse credit mortgage broker like My Mortgage Finder.
What is a bad credit mortgage?
If you’ve got an existing history of bad credit, it’s likely that you’ve already been turned away by a lender early on in the mortgage process - this is very common, but don’t let it dishearten you. The story doesn’t end there.
With My Mortgage Finder, we look to support those who have suffered with any of the following issues to get on the property ladder in a safe, secure, and affordable manner:
Missed or late payments on bills and credit
Low credit scores